html, body, ul, ol, li, p, h1, h2, h3, h4, h5, h6, form, fieldset {
	margin: 0; 
	padding: 0; 
	border: 0; 
}
body {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	background-color: #FFFFFF;
	color: #000000;
}
h1 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 18px;
	color: #486473;
	margin: 0px;
	padding: 0px;
}
h2 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #003366;
	margin: 0px;
	padding: 0px;
}
h3 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	margin: 0px;
	padding: 0px;
	font-weight: bold;
}
p em {
	color: #990000;
}
p {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:10px;
}
strong {
	color: #FF0000;
	font-weight: bold;
}

a.nav1:link {
	font-size: 11px;
	color: #000000;
	text-decoration: none;
}
a.nav1:visited {  
	font-size: 11px;
	color: #000000;
	text-decoration: none;
}
a.nav1:hover {  
	font-size: 11px;
	color: #999999;
	text-decoration: none;
}
a.nav2:link {
	color: #000000;
	text-decoration: none;
}
a.nav2:visited {  
	color: #000000;
	text-decoration: none;
}
a.nav2:hover {  
	color: #999999;
	text-decoration: none;
}
a.nav3:link {
	color: #000000;
	text-decoration: none;
}
a.nav3:visited {  
	color: #000000;
	text-decoration: none;
}
a.nav3:hover {  
	color: #999999;
	text-decoration: none;
}
a.nav4:link {
	color: #000000;
}
a.nav4:visited {  
	color: #000000;
}
a.nav4:hover {  
	color: #999999;
}